Though it is said that money can’t buy happiness but yet it is a key to happiness. In today’s time, people are attracted more towards materialistic things and therefore find pleasure in purchasing things and commodities they like.
The gratification of desires is the source of happiness. And I believe there is nothing wrong in it if done in a prudent way. Of course, fulfilling wishes require cash which post demonetization we all have falling short of. But there is always a way out. Instead of real money that is cash, we can use virtual money or plastic money. Plastic currency includes payment cards such as debit card and credit card. Well talking about later one, that is, credit cards, it is an instrument that helps in the credit card online purchase of the goods and services.
It comes with a host of benefits and features that can match the lifestyle of the individual. For example on Axis Bank credit cards the user gets multiple advantages. The bank offers multiple benefits to its customers and they are as follows:
- No joining fees
- Discounts on railway tickets
- Cash back facilities on every spend
- Cent percent cash withdrawal
- Personalized cards with imprinted photo
- Free credit period up to 50 days
- Access to lounges
- Hotels and holiday vouchers
- Assistance across the globe in times of emergency
- Special cards for defence personnel
- Insurance cover
- Off on air tickets
- EMP chip for security
- High reward points
- Attractive discounts on dining
- Movie tickets for free or at discounted rates
Also to match the individual’s lifestyle, the bank offers multiple cards. The list of it along with the benefits is given below;
Premium:
Privilege- In case you are a traveller then this card is simply going to blow your mind, as you will be able to enjoy lounge and travel benefits like never before.
- You will get ten points on Domestic or International spend for each Rs. 200 you spend
- You have access to selected MasterCard lounges as a complimentary gift
- You will receive a travel Voucher which will be worth Rs.5000 on Activation
Signature- This card is going to give you various lifestyle benefits and exclusive privileges like membership of Taj Epicure Plan, IndiGo vouchers, Satya Paul vouchers and gift and much more.
- You will get 10/20 points for each Rs. 200 you spend on International or Domestic purchase
- You can enjoy 50% cashback on your movie tickets
- You can get discount on dining up to 20%
My Card:
My Zone- If your world revolves around entertainment, then this card is bound to give you a feel of cheap thrills. Yes, you heard it right. You will be able to enjoy mega offers on entertainment and explore all your fun times with exciting rewards on shopping, dining and movie tickets.
- You will receive 4 points on each Rs. 200 you spend
- You can enjoy a cashback of 25% on all your movie ticket bookings
- You will get 10X eDGE loyalty RPs (reward points) on your weekend Dining
My Wings- This card is simply loaded with mind boggling benefits across different travel mediums, be it, train, air or bus. That’s completely correct, buddy.
- You can receive 4 points on each Rs 200 you spend
- You can enjoy Holiday and Hotels vouchers which will be worth Rs. 10000
- You will get two Complimentary Flight Tickets
My Choice- What if I tell you that you have the provision to design your own card as per your wishes? You will be thrilled like hell, right? You can choose any image of your choice. That’s why the card has been named as ‘My Choice’.
- You can enjoy a cashback of 5% on any two favourite purchase categories
- You will get four points when you spend Rs 200
- It provides you the highest level of security
My Business- This card has been tailor made to offer you exclusive business related travel benefits so that you can take care of your business effectively.
- You will get 4 points for each Rs 200 you spend
- You can get a cashback of 20% on your flight tickets
- You can enjoy hotel voucher of two free nights
New Launches:
Vistara Infinite- Want to feel on the top of this world, then you need to use this card as soon as possible.
- You will get 6 CV points on each Rs 200 you spend
- You will get one complimentary Business class ticket as a joining gift
- You can get up to three 3 Business class tickets along with 10,000 CV points on all your extended spends (terms and conditions apply)
- You can receive one Business class ticket on your extended spends of Rs 2.5 lakhs, Rs 5 lakhs and Rs 7.5 lakhs each
Vistara Signature- Under this, you are bound to be content and satisfied as it offers you many gratifying offers.
- You will get 4 CV points on each Rs 200 you spend
- You will receive one complimentary Premium economy class air ticket as a joining gift
- You can get up to three 3 Business class tickets along with 3,000 CV points on all your extended spends (terms and conditions apply here)
- You can receive one premium economy class ticket on your extended spends of Rs 1.5 lakhs, Rs 3 lakhs and Rs 4.5 lakhs each
Vistara- Take a look at the benefits here-
- You get one complimentary economy class ticket as a joining gift
- On spend of Rs. 200 you get 2 CV points
- You can enjoy up to two economy tickets plus 1,000 CV points on your extended spends
- You can receive one economy ticket on your extended spends of Rs. 1,25,000 and Rs 2,50,000 each
Neo- Want to enjoy unmatched discounts on shopping, mobile recharges and movie tickets? If yes, then you need to start using this card.
- You can get a cashback of 10% on mobile recharge, movie ticket, Bus booking etc.
- You can enjoy 2 points on each Rs. 200 you spend
- You can get a discount of 10 % on Bookmyshow, Myntra, etc
Pride Platinum- Axis bank has specially created this card for the people who serve the country in our armed forces. The benefits are-
- You can earn four points for every Rs. 200 you spend
- You can get a waiver in fuel Surcharge
- You can earn eDGE Loyalty Reward points worth 1200 each year
Pride Signature- This card is also made to meet the requirements of the defence personnel who are ready to do anything to serve the nation.
- You can earn four points for every Rs. 200 you spend
- You can enjoy a discount of 15% at restaurants with the feature of Dining delights.
Co-branded:
Buzz- If you have kept the internet home page a shopping site, then this card is simply made for you buddy.
- You can earn up to 6 reward points when you spend Rs. 200
- You can enjoy a discount of 5% on Flipkart
- You can get vouchers worth Rs. 8000 from Flipkart on the basis of your spending
Select-
- You can get Luxury Shopping Voucher which will be worth Rs. 1000 and a membership of Priority Pass
- You can earn 10 eDGE Reward Points when you spend Rs 200,
- Earn 20 eDGE Reward Points for every Rs 200 on your ‘Retail Shopping’ spends
- Enjoy Complimentary golf rounds
- Enjoy Staycations, Sailing and more under the feature of Extraordinary Weekends
Other cards:
Reserve-
- Enjoy Taj Hotels and luxury lifestyle vouchers which will be worth Rs10,000
- Earn 10 eDGE RPs (reward points) on all your Domestic spends
- Earn 20 eDGE Reward Points on all your International spends
- Complimentary rounds of golf at 19 courses across the country
- Unlimited access to airport lounge across 120 countries
Insta Easy-
- Earn 6/12 points on each Rs. 200 you spend on domestic or international spends
- Fuel Surcharge waiver
- A free Credit period ranging up to 50 days.
Platinum-
- Fuel Surcharge waiver
- Enjoy a cashback of 25% on all your movie tickets
Titanium Smart Traveler-
- Fuel Surcharge waiver
- Earn 8 points on each Rs. 200 you spend while you travel abroad
Having stated the benefits of plastic money I would like to conclude that never let cost hinder your joy and zeal. After all, we work to earn our happiness. And we should always find a way to fulfill our wishes.
