How You Can Apply for a HDFC Credit Card Online

Credit cards have turned out to be the most popular form of plastic money. It can be rightfully called as the best invention in the banking sector. Today, it might be very difficult to imagine life without them, isn’t it? They have proved to very beneficial in times of any emergency and even help you in developing a strong CIBIL score. Even though debit cards exist but they don’t give you the facilities which credit cards offer. And that’s the reason they have become so popular. As the demand has multiplied , the number of lenders in the market have also increased significantly. Though this has given many options to the customer, but it has confused him/her as well.

One private sector bank has a section of cards which are not only popular but provide the best features and benefits to the user. That bank is HDFC bank. HDFC bank is a leading private sector bank that has taken care of the financial needs of the people of India since 1995. It offers a wide range of credit cards which are bound to give the user a satisfying experience. This article will inform you about how you can apply for a HDFC credit card online. In addition to this, it will provide you with other important information as well.

How to apply online-

You can apply for credit cards through the facility of Net Banking. The entire process is easier, quicker and convenient for any customer. You have to do nothing but simply follow the steps given under-

• You will have to first login to Net Banking website. You need to mention the customer ID which you when you opened an account with the bank.
• You will then have to click on the section of credit cards
• Then you will have to simply follow the steps and this will take you to the application procedure
• After that you will have to fill up the application form. You are required to enter details like your full name, address,  net monthly income, date of birth, employer’s name etc.
• The site will show you the list of all available options depending on your profile
• You can then examine and thoroughly check the benefits, features annual charges, and joining fees of each card
• Finally you will have to choose a card that meets your requirement

I would like to inform you that you can use the facility of net banking for enquiring about your account information or unbilled information.

Eligibility criteria-

It is very important to check whether you are eligible to apply for the card or not. The norms for every category maybe different but you must keep in mind the following things if you successfully want to own one.

• You must earn a minimum net income each month which is set by HDFC bank itself
• Having a strong CIBIL score is very important. If you do not have a good CIBIL score, then your chances will take a hit
• You must be employed with a reputed and prominent MNC or any good firm
• You should furnish all your professional and personal details correctly. No false information should be given to the bank or else your application will stand rejected.

Types of HDFC credit card-

You will be pleased to know that HDFC provides credit cards under ten categories. It has ten different sections that can address your needs. The bank promises to give the customer an experience which he/she can cherish forever. The best part is they are universally acceptable and you can make transaction across many merchant outlets in not only India but in some  foreign countries as well.  Check them out right now and choose the best one for yourself.

Featured Cards-

• JetPrivilege HDFC Bank World
• Titanium Times
• Platinum Times
• Diners Club Black

Co-Brand-

• JetPrivilege World
• Titanium Times
• Maruti Suzuki NEXA AllMiles,
• Snapdeal Card

Super Premium-

• Regalia
• Infinia
• JetPrivilege Diners Club
• Diners Club Black

Professional-

• Teacher’s Platinum
• Doctor’s Superia

Premium Women-

• Solitaire

Premium Travel-

• Superia
• Maruti Suzuki NEXA AllMiles
• AllMiles

Premium-

• Diners Club Premium
• Regalia First
• Visa Signature
• Diners Club Rewardz

Commercial-

• Business Regalia
• Business MoneyBack
• Corporate Card
• Corporate Platinum

Regular-

• Platinum Plus

Cash back-

• Platinum Edge
• MoneyBack
• Freedom
• Bharat