Know all about AXIS Bank Personal Loan Eligibility

AXIS Bank Personal Loan Eligibility Criteria is the guideline preferred by the financial institution to make the apt choice of its customers. This criteria basically, takes into consideration the age limit, nature of professional and the monthly income of the applicant. AXIS Bank has always been keen to provide the best options to its esteemed customers and cater to their varied needs. From simply exclusive products to a variety of credit facilities, it has got it all to take care of the credit requirements and financial urgencies of its clients. Read on to know in detail about the Personal Loan segment of this financial institution and make a choice for yourself!

AXIS Bank Personal Loan Features

Following are the features of AXIS Bank Personal Loan:

• Easy Access: The financial institution provides for an easy and simplified access as it calls for minimal documentation and instant credit approval. This could be best option for the applicants for urgent credit requirements.
• Availability of High Loan Amount: It provides for a wide range of credit amount as compared to other options in the same segment. An applicant can seek a credit ranging between ₹ 15,000 to ₹ 15 Lakhs.
• Facility of Balance Transfer: The financial institution provides for the facility of Balance Transfer. This allows the applicant to carry forward the existing credit from other financial institutions which lets them avail lesser interest rates and a longer tenure of credit.
• AXIS eDGE Rewards: AXIS eDGE Rewards is the facility of earning reward points while availing AXIS Bank Personal Loan. These reward points can be later redeemed for exciting gift offers and more.

AXIS Bank Personal Loan eligibility

Following is the eligibility criteria for availing AXIS Bank Personal Loan:

• Age Limit: The applicant must fall under the age bracket of 21 years (at the moment of application) to 60 years (at the moment of maturity).
• Nature of Profession: The applicant must be a salaried employee which involves salaried doctors, employees of public limited companies, employees of private limited companies, government sector employees, employees of public sector undertakings, employees of central government bodies and employees of local government bodies.  
• Monthly Income: The monthly income of the applicant must be at least ₹ 15,000.

AXIS Bank Personal Loan Rate of Interest

AXIS Bank Personal Loan interest rate for the year 2017 are economically priced to ensure maximum participation. It ranges between 15.50% to 24%. It also charges processing fee from the applicants which ranges between 1.50% to 2% along with the applicable GST.

AXIS Bank Personal Loan Login

AXIS Bank Personal Loan Login  is the facility provided by the financial institution to its valued customers. Through this facility, the applicants can stay updated about any progress in their credit status. With internet being the most widely used tool today, it is very important for the financial institutions to maintain transparency and allow its customers to stay aware of their applications and credit status. It provides every customer with a unique login ID which can be used to access their account through the customer portal. This enables the customer to keep a check on the progress of their credit and other minute details anytime and anywhere. This also reduces the hassle of visiting the financial institution for small enquiries and updates.

AXIS Bank Personal Loan EMI Calculator

AXIS Bank Personal Loan EMI Calculator is a highly appreciated tool provided by AXIS. Through this tool, the applicant can figure out the amount of monthly installment before even applying for the credit. This tool can be accessed through the official website of the financial institution. All that you need to do is, feed in the basic details of your credit such as the credit amount, the rate of interest offered by the financial institution and the total tenure of the credit. The device calculates the amount of EMI in almost no time and helps the applicant make a balanced decision. The biggest benefit of this tool is that one can go on changing the values of each detail and perform calculations until he/she if satisfied with the apt combination. An EMI Calculator makes it easy for the applicant to take credit related decisions as it is convenient and less time taking as compared to other conventional options.

AXIS Bank Personal Loan Customer Care

AXIS Bank Personal Loan Customer Care is a highly prompt and helpful facility provided by the financial institution. You can find the relevant information on its official website. AXIS Bank Personal Loan contact numbers as provided on the official website are 1-860-419-5555 and 1-860-500-5555. One can get in touch with the executives during the working hours to resolve their concerns and queries. Also, you can write to them or simply visit the nearest branch for personal assistance.