Came the monsoon, came an offer which many in the national capital New Delhi and elsewhere in the country have been waiting for. Yes, you heard it right! It’s the DDA Housing Scheme Aawasiya Yojana 2017 that has come to incite the urge of home seekers in India. The scheme was last launched in 2014. The new scheme, which got underway on 30th June 2017, features around 12,000 flats for sale by the Delhi Development Authority (DDA). The last date for application is 10th August.
As you would know, the winners are decided by the lucky draw that takes place after the application, for buying the flats, is submitted by the individuals. So, if your name didn’t appear in the 2014 draw, you can bet now. Who knows you could emerge as the divine winner.
A bundle of attractive features is added to suit the needs of the buyers. To help you fill the application form and many scheme related transactions, the DDA Aawasiya Yojana has inked an agreement with 8 eight banks which are-
- State Bank of India (SBI)
- ICICI Bank
- HDFC Bank
- Axis Bank
- Kotak Mahindra Bank
- YES Bank
- Central Bank of India
- IDBI Bank
Flats on Offer in DDA Housing Scheme Aawasiya Yojana 2017
The flats on offer in the housing scheme are primarily located in Rohini, Pitampura, Dwarka, Sarita Vihar, Jasola, Narela, Anand Vihar, Vasant Kunj, etc. You can choose anyone from HIG, MIG, LIG and Janta flats.
What to Look for in DDA HIG Flats?
As much as 87 HIG flats are up for grabs in the ongoing housing scheme. The price range falls between ₹53.52 lakh-1.26 Crore for these flats built across an area of 72.43-156.61 square meters. As far as the interiors are concerned, these flats would have a drawing room, 3 bedrooms, 1 kitchen, 1 bathroom and a toilet. The HIG flats are located in Dwarka, Rohini Sector-11,18 & 29, Jasola, Vikaspuri, Paschim Vihar, Pitampura, Sarita Vihar, Sukhdev Vihar and Kondli Gharoli.
What’s Special About DDA MIG Flats?
Those who are seeking homes priced between ₹43.11 lakhs-93.95 lakhs can apply for MIG flats on sale by the DDA Housing Scheme Aawasiya Yojana 2017. These flats, which have an area of 72.28-131.68 square meters, will house a drawing room, 2 bedrooms, along with a bathroom, kitchen and toilet. With regards to the location of these flats, they are found in Narela Pocket A-9 & A-10, Rohini Sector-21,23,24 &28, Kalyan Vihar, Dwarka, Jahangirpuri and Mukherjee Nagar.
How Are LIG Flats?
It’s LIG flats that are more in numbers for the buyers to grab. As much as 11,197 flats are available, with a price of ₹14.50 lakhs-30.30 lakhs. The flats are constructed in an area of 28.24-61.05 square meters and consist of a drawing room, 1 bedroom, along with a kitchen, bathroom and toilet. These flats can be found in Rohini Sector-16, 29, 34&35, Dwarka, Dwarka Sector-23B, Narela G-2& G-8, Jasola, Paschim Vihar, Loknayakpuram, Kondli Gharoli, Ramgarh Colony near Jahangirpuri Police Station and Siraspur.
How’s Janta Flats Look Like?
The most affordable segment, without a doubt, is Janta flats which would feature a bedroom, kitchen, bathroom, etc. The price of these flats come to the low of ₹7.07 lakhs-11.49 lakhs. Spread across an area of 18.80-41.22 square meters, these flats are available in places such as Rohini Sector-4, Mangolpuri, Sultanpuri, Dwarka, Nasirpur, Paschim Vihar, Raghubir Nagar, Vikaspuri, Shivaji Enclave, Hastsal, Kondli Gharoli, Anand Vihar, Trilokpuri and Todapur.
How Much Application Money to Deposit?
The prospective buyers must be ready with an application money or the registration fee, whatever you would like to call it. For HIG & MIG flats, a sum of ₹2 lakhs has to be paid, while those looking to buy LIG and Janta flats are required to pay ₹1 lakh. You can pay the application money either online or the offline modes of cheque, draft, etc. As shown earlier, there are eight banks entrusted for this service. You can choose any one of these. From the last time around, there has been a little change as you would need to pay the entire fee unlike in 2014 when the banks were taking a minimum sum of ₹5,000 and paying the remaining on the behalf of customers. Even if they agree to pay the lump sum now, they will do it on a personal loan basis. As you would rightly know the personal loan interest rates range from 11%-25% across the banks involved in the DDA Housing Scheme Aawasiya Yojana 2017.
Period of DDA Housing Scheme 2017
The DDA housing scheme will run for over a month from 30th June to 10th August, 2017. The lucky draw will take place after the completion of the said period. The winners of the draw will be allotted their respective flats in October 2017.
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