Check out AU Finance Home Loan Interest Rate here

AU Housing Finance is one of the housing finance companies that helps in building your dream home or buying one. The housing finance company understands the needs and expectations of a home buyer and hence the AU finance home loan interest rate are affordable. You can get a housing loan for multi-purposes so that you can execute your plans. Here are the purposes for which you can get this loan:

AU Housing Finance Offers Home Loans under 3 different categories:

1. Home Loan

2. Home Improvement Loan

3. Home Renovation Loan

AU Housing Finance Home Loan Schemes

At AU Housing Finance, you can get a home loan under the following schemes:

• Regular Home Loans
• Affordable Housing
• Rural Housing

AU Housing Finance Home Loan Interest Rate

The home loan interest rate at AU Housing Finance is low that makes it affordable for the masses. The home loan EMI is directly dependant on the interest rate, a low rate results in low EMIs.

Documents required for salaried

1. Form 16 of last 2 years or Income Tax Returns.
2. Salary slips of last 3 months.
3. Last 6 months bank statement reflecting salary credits.
4. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card
5. Residence Proof – Passport/Utility bills/ Bank Statements.
6. Cheque of Processing Fee.

Documents required for self-employed

1. Proof of Business - Shop and Establishment Certificate/ Vat Registration Certificate/ Service Tax Certificate.
2. Last 3 years IT tax returns with profit and loss account and balance sheet duly audited by CA.
3. Existing Loans’ Sanction letters accompanied with repayment track.
4. Business profile on the letterhead of the company.
5. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card
6. Residence Proof – Passport/Utility bills/ Bank Statements.
7. Cheque of Processing Fee.

Documents required for Partnership Firm

1. Age proof of all the partners in the form of PAN Card, Passport or Aadhar Card.
2. PAN Card of the company.
3. Residence proof of all the partners – Utility Bills/ Passport/Bank statement/ Registered rent agreement.
4. Proof of Business-Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
5. Latest 3 years Income Tax returns with profit and loss and balance sheet duly audited by CA.
6. Latest 12 months bank statement of the Company and of the Partners’ Savings Bank Account.
7. Existing Loans' Sanction letters accompanied with repayment track.
8. Business profile on the letterhead of the company.
9. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card
10. Residence Proof – Passport/Utility bills/ Bank Statements.
11. Cheque of Processing Fee.

Documents required for Private Limited Corporation

1. Application form duly filled with photographs of directors.
2. Age Proof of Directors - PAN Card, Aadhar Card, passport.
3. Residence Proof of Directors - Utility Bills/ Passport/Bank statement/ Registered rent agreement.
4. PAN Card of Company.
5. Education Qualification-A professional qualification certificate in case of Doctors/CA/Architects.
6. Proof of Business-Shop and Establishment Certificate/Vat Registration Certificate/ Service Tax Certificate.
7. MOA, AOA, List Of Directors, Share Holding Pattern of the Company.
8. Last 3 years IT returns with Profit and Loss account and balance sheet duly audited by CA.
9. Latest 12 months bank statement of Company of all current accounts and the same for Director’s Savings Bank Account.
10. Existing Loans’ sanction letter with repayment track of company and Individual Directors.
11. Business Profile on the Letter Head of the Company.
12. ID/ Age Proof - PAN Card/ Passport/ Signature Proof/ Aadhar Card
13. Residence Proof –Passport/ Utility bills/ Bank Statements.
14. Cheque of Processing Fee.

Documents required for Property

1. Occupancy Certificate.
2. Approved Plan of building.
3. Share certificate copy.
4. Past 13 years Chain of deeds.
5. Nil Encumbrance Certificate - EC (if applicable).
6. Current Sale agreement/ Draft Agreement to sell.

Processing Fees

The processing fee is applicable on home loans is a one-time payment that is done at the time of applying for a home loan. This amount is 2% + GST (on the sanctioned value) at AU Housing Finance and is to be collected before disbursement or deducted from first disbursement.

Contact Details of Au HOUSING FINANCE LTD.

You can also contact the main office of AU Housing Finance for their home loan related query like the rate of interest since it is subject to change from one applicant to another. The details of the office is as follows:

Reg. Office : 19-A, Dhuleshwar Garden, Ajmer Road, Jaipur – 302 001

Phone : +91 141 4110060

Fax : +91 141 4110090

Corp. Office : 201-202 Southend Square, Mansarover Industrial Area, Jaipur – 302 020

Phone : +91 141 661 8888