Bajaj Finserv Personal Loan Eligibility: Personal Loans made easy!

Bajaj Finserv Personal Loan Eligibility is the criteria of issuance preferred by Bajaj Finserv so as to judge the aptness of the applicants before approving their application for Bajaj Finserv Personal Loan.

This criteria allows the financial institution to set certain parameters which need to be fulfilled by the applicants in order to prove their worth and Personal loan eligibility for availing the credit. Bajaj finserv is one of the largest and most efficient financial institutions in the country with a major fan following. The financial institution has never failed to provide its customers with nothing but the best products and services. Read on to know more!

Bajaj Finserv Personal Loan Features

Take a look at the following features of this product:

• Quick approval: Bajaj Finance provides for quick credit approvals which makes it easy and convenient for the customers to avail credit facilities.
• Online assistance: The financial institutions provides for complete online assistance and acts prompt to all the queries and grievances of its customers.
• High range credit facility: Bajaj Finance  allows its customers to avail credit facility up to ₹ 25 lakhs so as to cover financial emergencies with huge fund requirements.
• Quick disbursal of credit: The financial institution makes sure that the customers do not have to wait too long for the credit amount. With quick disbursal of credit amount, the financial institution makes sure that your financial urgencies are taken care of. Bajaj Finserv claims to take not more than 72 hours for the loan disbursal.
• Online access: They allow its valued customers to have an online access to their loan status and account. This makes the process of loan application and repayment more transparent.
• Preapproved offers: The institution provides its existing customers with preapproved offers which includes special interest rates repayment options to improve the banking experience.

Bajaj Finserv Personal Loan Eligibility

Bajaj Finserv Personal Loan is a private finance loan which can be availed by applicants from different professional backgrounds. However, the following criteria is used to judge the aptness of the applicants. Take a look!

• Age Limit: The age limit prescribed by Bajaj Finance is from a minimum of 25 years onwards.
• Monthly Income: The applicant must earn a monthly income of ₹ 30,000 to ₹ 40,000, depending upon the city of residence.

Bajaj Finserv Personal Loan Interest Rate

Bajaj Finserv Personal Loan Interest Rates depend upon various factors. Currently, the financial institution is providing credit at an interest rate of 12.75% onwards. They also charge a processing fee for this product which ranges from 2.25% to 3% of the loan amount. Also, in case of a prepayment, the applicant is charged with a prepayment fee which is about 2% of the outstanding loan amount along with the applicable Service tax.

Bajaj Finserv Personal Loan Login

Bajaj Finserv Personal Loan Login is the unique login ID provided by Bajaj Finance to its valued customers. This is a highly beneficial facility provided by the financial institution as it allows the customers to be in touch with the progress of their credit account. The customers can access their loan account anytime and anywhere with this facility. They have ensured maximum transparency and involvement of the customers so as to allow them the best banking experience.

Bajaj Finserv Personal Loan Customer Care

Bajaj Finserv Personal Loan Customer Care is a robust and efficient division of the institution which takes care of all the queries and concerns of the customers. This division can be reached out via multiple channels. The Personal Loan Customer Care numbers are 020-3957-5152 and 020-3957-4151. One can also use their customer portal to reach them and register their queries. Also, you can write to them at wecare@bajajfinserv.com so as to avail any help. Alternatively, you can visit the nearest Bajaj Finance branch to get personalised help and assistance from the bank executives.