Are you a shopaholic? If yes, then it's the best chance for you to have your own credit card and go for instant online shopping from your favourite merchants which your own bank has collaborated with. Wonderful deals such as festive offers, reward points, rebates and cashback offers will make you run for not getting far behind of such prestigious purchases.
Your eligibility determines the quantum of limit set by the bank on your credit card which gives you worth for your spontaneous purchases. So, who doesn't want to miss out on such great opportunity? Instead apply for such Credit card which suits your repayment capacity along with your purchase goals.
Credit Card Eligibility
Check out whether you are eligible for credit card or not. Every credit card category holds varied norms which must be taken into account before you want to possess your own credit card.
- The applicant should be an Indian citizen.
- The minimum and maximum age of the applicant should be in between 21 years and 60 years respectively.
- The minimum net monthly income of an applicant should be in accordance with the criteria set by the bank itself.
- The applicant should possess a strong CIBIL score which is very essential for a credit cardholder.
- The applicant should be employed with a reputed and renowned MNC or any good firm.
- The applicant should give accurate details about his/her professional and personal aspects. In case if your information proves wrong, your application will subject to become rejected by the bank.
SBI Credit Card Apply
Enter 3-step SBI Credit Card Application in order to avail your SBI Credit Card:
1. Choose your own SBI Credit Card from a varied range of credit cards offered by the bank.
2. Fill in your personal details in an application form provided on the website.
3. After verifying your details, the confirmation status will get displayed in front of you on SBI website.
HDFC Credit Card Apply Online
Just check out the following steps in order to apply for your HDFC Credit Card:
- Visit the New Banking website of HDFC Bank. Specify your customer ID when you have had opened an account with the bank.
- Click on the selection of credit cards.
- Navigate through the subsequent steps and this will take up to the application procedure.
- Afterward, fill-up the application form which asks you for the details like your full name, address, net monthly income, date of birth, employer’s name etc.
- The website will show you the list of all available options which are based on your profile.
- Examine and thoroughly check the benefits, features, annual charges, and joining fees of each card
- Lastly, you will have selected your own card that fulfills all your requirements.
Credit Card Statement Online
The Credit card statement provides you a summarized overview of all your credit card transactions which include the amount you have paid and the outstanding amount which is supposed to be paid by you. This credit card statement is to be sent to every customer on every billing cycle free of cost.
Moreover, you can view your Credit card apply online and to view your current and previous Credit Card statements. Simply login to the portal of your Bank's website and following the below mentioned steps:
- Enter your 16-digit Credit Card number
- Enter your Date of Birth
- Enter your Validity period of your Credit Card
- Click on ' Login'
Credit Card e Statement
Now you have the facility of putting forward your request via email. For placing this request, you are supposed to click on the Credit Card statement E-mail Request service online on the bank's website. Along with, enter the following details:
- Credit Card Number
- From Date (for which statement is required)
- To Date
- Contact Number along with the STD code
- Mobile Number
- E-mail ID
All the above fields are required to be filled mandatorily.
Moreover, you have the facility to put this request if you need a copy of your credit card statement only for the past 6 months via email. The statement will further send to your registered email ID. It usually takes only one working day so as to process your request.
Credit Card Apply Documents
The following are the documents which need to be provided by an applicant in order to apply for Credit Card.
- Submit your application form along with atleast one passport size photograph.
- Address proof : Passport, Ration card, Electricity bill and Aadhar card
- The applicant should possess PAN Card,Form 16 and Income Tax Returns Statement.
- Salary slips/certificate for last 3 months/latest bank statement which provides evidence of your salary credited for minimum 3 months.
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