Take a Step Forward to your dreams through Bajaj Finserv Personal Loan Apply Online

Fulfillment of your personal needs and for your family is in your own hands. Unless you are not aware of the methodology to realize yours and your family requirements, you will only be able to keep thinking about it. Instead of wasting your time, look for Bajaj Finserv Personal Loan Apply Online which disburses the amount of personal loan directly in your bank account within 72 hours.

Since, this is the fastest turnaround time taken by any Non-Banking Financial Company in India as it provides impetus in putting your plans into actions. Whether you're looking to renovate your home, arranging finance for your child's education or an upcoming marriage or planning a family vacation, a Personal Loan from Bajaj Finserv is your instantaneous answer to your urgent necessities.

Securing a personal loan from Bajaj Finserv asks you to take the first step towards checking your eligibility criteria. According to your criteria, you may be sanctioned personal loan in order to fulfill your financial quest. It is, therefore, required to maintain a good credit score and a clear credit history for getting fast sanction on your personal loan.

Bajaj Finance Personal Loan Interest Rates-

There are specific criteria which need to be taken into account while the personal loan is offered to an applicant. However, there are several factors which are mandatory while applying for personal loans with Bajaj Finserv. The credit history, salary, and your borrowed amount are some of the factors which need to be considered while applying for personal loan.

The lowest personal loan interest rate starts from 12.75% p.a for loan amount upto ₹  25 lakhs. There are extra charges which need to be levied on your personal loans which are processing fees, EMI bounce charges, penal interest, and security fee(only for online). These are essential to be incurred as a payment towards your personal loan.

Bajaj Finance Personal Loan Eligibility-

• The age limit of the loan applicant should fall between 25-58 years.
• The personal loan applicant needs to be a salaried employee by profession.
• The net monthly income of an applicant should be average ₹  35,000 (which may vary subject to the location and employer)
• The minimum net salary need to be ₹ 40,000 per month for cities such as Ahmedabad, Bangalore, Chennai, Coimbatore, Delhi, Faridabad, Ghaziabad, Gurgaon, Hyderabad, Kolkata, Mumbai, Noida, Pune, Surat, Thane
• The minimum net salary needs to be ₹ 35,000 per month for cities such as Chandigarh, Cochin, Jaipur, Nagpur
• The minimum net salary needs to be ₹  30,000 per month for cities such as Aurangabad, Baroda, Bhubaneswar, Indore, Madurai, Mysore, Nasik, Trivandrum, Vijayawada, Vizag.

Bajaj Finance Personal Loan Eligibility Calculator-

Now you can also assess your personal loan eligibility calculator online, enter the below details as required :

1. Your Date of Birth

2. Your Current City of Residence

3. Your Company/Employer Name

4. Your Net Salary

5. Your Combined Monthly Loan EMIs

6. Your Combined Outstanding amount on Credit Card

7. You need to mention whether you are availing Home Loan or not

After submitting the above details, proceed further to see whether you are eligible or not.

How to Apply for Bajaj Finserv Personal Loan?

It's easier to apply for a Bajaj Finserv Personal Loan online. It just takes only the following steps for getting an instant Personal Loan approval.

Step 1: Click on the link :

https://personal-loans-india.bajajfinserv.in/share-your-details.aspx?utm_source=Organic&utm_medium=PL_How_To_Apply_product_page_PL_apply_link&utm_campaign=Finance_PL_Feb17&utm_key=diff&city=default

Step 2 : Fill-in all details such as reference Pin code, residence city, residence state, PAN Card, Mobile number, Date of Birth, your First Name, Middle Name, Last Name, your official email address, select your company name(employer name) and enter the net salary credited for the last two months.

Step 3 : Submit your online application by clicking on “Submit” button.

Step 4 :  Get an instant approval of your online application form. Select your required loan amount and tenure

Step 5 : Bajaj Finserv representative will contact you in order to collect documents from you.

Step 6 : After verifying your complete documents, money will get credited to  your bank account soon.

Documents Required for Bajaj Finserv Personal Loan

1. KYC Documents:

• Identity proof(Any one of the below)

• Passport / Voters ID card / Driving license / PAN card

• Address proof(Any one of the below)

• Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR / Admin sign)

2. Salary slips of the last 2 months

3. Salary account bank statement of the last 3 months

4. Employee ID card to furnish as employment proof